DoorDash Rewards Mastercard Review 2024: The Credit Card For Dining (2024)

For food lovers who frequently use DoorDash, the launch of the DoorDash Rewards Mastercard® created quite the buzz. With its free DashPass membership for the first year, the card helps DoorDash loyalists cut back on those notorious delivery fees.

Its biggest benefit is its cash-back rewards rate of 4% cash back per dollar spent on DoorDash and Caviar orders, 3% per dollar on dining when purchased directly from a restaurant, 2% per dollar on purchases from grocery stores, online or in person and 1% cash back per dollar on all other purchases. But the card offers a number of benefits such as $5 off of one order each month during your free year of DashPass (valid through April 30, 2024) and 10% off one purchase, each month, up to $15, when you order from DoorDash for the following categories: convenience, grocery, alcohol retail or DashMart (valid through December 31, 2024).

There is also a welcome bonus: free year of DashPass ($96 value).

• No annual fees or foreign transaction fees
• 4% cash back per dollar spent on DoorDash and Caviar orders, 3% per dollar on dining when purchased directly from a restaurant, 2% per dollar on purchases from grocery stores, online or in person and 1% cash back per dollar on all other purchases
• New cardmembers can earn free year of DashPass ($96 value)

Earning Rewards

The DoorDash Rewards Mastercard® offers a rewards system that is targeted at food and dining. Cardholders earn 4% cash back per dollar spent on DoorDash and Caviar orders, 3% per dollar on dining when purchased directly from a restaurant, 2% per dollar on purchases from grocery stores, online or in person and 1% cash back per dollar on all other purchases. Rewards never expire as long as your account remains open.

Redeeming Rewards

Cash-back rewards are available at the end of your statement cycle. Rewards can be redeemed in three ways: on DoorDash and Caviar orders, a statement credit or gift cards – with no minimum balance to redeem.

You can also redeem on Chase.com or the Chase mobile app, or by calling Chase at the number on the back of your card. When redeemed this way, your points will be posted within 6-8 weeks after meeting the qualified spend amount.

Rewards Potential

Forbes Advisor uses data from various government agencies to determine both baseline income and spending averages across various categories. The 70th percentile of wage earners bring in $118,438 annually and we base our sample household spending on that number.

DoorDash Rewards Mastercard® Rewards Potential

• Fraud alerts. Configured alerts for unusual purchases
• Extended warranty protection. For eligible warranties of three years or less, the manufacturer’s U.S. warranty is extended by an additional year.
• Trip cancellation and interruption coverage. You can receive reimbursement, up to $1,500 per person and $6,000 per trip, if your trip is canceled or cut short.
• Auto rental collision damage waiver. Decline collision coverage at the counter and use your DoorDash Rewards Mastercard to pay for the entire cost and you’ll be covered for theft and collision damage on your rental vehicle.
• Purchase protection. New purchases are covered for up to 120 days against theft or damage, with a maximum of $500 per claim, $50,000 per account.

Interest rates

• Regular APR: 20.24% - 28.99% variable
• Purchase intro APR: N/A
• Balance transfer intro APR: N/A

Fees

• Annual fee: $0
• Balance transfer fee: Either $5 or 5% of the amount of each transfer, whichever is greater.
• Foreign purchase transaction fee: $0

DoorDash Rewards Mastercard® vs. Citi Double Cash® Card

The Citi Double Cash® Card offers 2% cash back on all purchases—1% when purchases are made and another 1% when they’re paid off. There are no limits to the amount of cash back you can earn, but you do have to pay the required minimum payment on time.

The rewards earned are in the form of Citi ThankYou Points which can be transferred to various travel partners like and Air France/KLM Flying Blue. Rewards for the DoorDash card cannot be converted to travel partners.

Neither card charges an annual fee but the Double Cash card certainly offers a more stream-lined earning rate which could result in more savings for all but those who spend a chunk of change on DoorDash and Caviar services.

DoorDash Rewards Mastercard® vs. Wells Fargo Active Cash® Card

The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% (min. $5) then a fee of up to 5% (min. $5) applies. There’s also a welcome bonus of $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Without the hassle of tracking categories and worrying about reward caps, the card’s unlimited, flat-rate 2% cash rewards on purchases makes it ideal for every kind of shopper.

DoorDash Rewards Mastercard® vs. Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express is a target option for saving on everyday expenses without an annual fee (terms apply, see rates & fees). In addition to a welcome bonus of a $200 statement credit after spending $2,000 on purchases within the first 6 months, this card also allows you to earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. (on up to $6,000 in each category per year in purchases, then 1%), and 1% cash back on other purchases. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits or at Amazon.com checkout.

This credit card is ideal for savings not only on food but on gas and credits for streaming services. However, rewards outside the specified categories earn only 1% cash back, just like the rewards rate for the DoorDash Rewards Mastercard.

If you order food weekly from Doordash or Caviar, then the Doordash Rewards Mastercard is an appetizing option. This card will also serve non-dashers looking to maximize DoorDash rewards and enjoy a full year of free membership to DashPass.

However, if your biggest expenses are outside of food orders and deliveries, you might want to reconsider adding this card to your collection.

Forbes Advisor considers a variety of criteria when assigning credit cards a rating. Cards are graded based on numerous factors including:

• Annual fees
• Welcome bonus offers
• Ongoing earning rates
• Value of individual points of miles
• Included travel or merchant credits
• Additional cardholder benefits

Card features we expect cardholders to use the most often are weighted more heavily in our ratings. Altogether, the factors came together to provide a star rating for each individual card.

Read more: How Forbes Advisor Rates Credit Cards

To view rates and fees for Blue Cash Everyday® Card from American Express please visit this page.